Financing Options

A 30-Year Mortgage offers several benefits for you. It provides budgeting stability and serves as a hedge against rising rent costs, while also allowing you to build equity over time.

A Reverse Mortgage offers unique benefits for senior homeowners aged 62 and older. It allows you to tap into their home equity without selling the property or making monthly mortgage payments, providing additional income for retirement. 

This type of loan is secured by commercial real estate such as office buildings, shopping centers, industrial warehouses, or apartment complexes.

With a down payment as low as 3.5% for credit scores of 580 or higher, and lenient credit and debt-to-income requirements, FHA loans make homeownership more accessible.

Unlike primary residence loans, second-home mortgages typically require a higher down payment, often at least 10%, and stricter credit score requirements, usually 620 or higher, with better terms available for scores above 700.

Build equity faster and save thousands of dollars in interest compared to a 30-Year Mortgage. Additionally, you can own your home free and clear in just 15 years, providing financial stability and flexibility for future financial goals.

A Bank Statement Loan offers unique benefits for self-employed individuals, freelancers, and business owners who may not have traditional income documentation - such as 1099 or W2s. 

A Refinance Mortgage offers you the opportunity to replace your existing mortgage with a new loan, often with more favorable terms. This financial strategy can provide numerous benefits, including the potential to lower monthly payments, reduce interest rates, or shorten the loan term. 

 As of 2025, the conforming loan limit for most areas is $806,500, with higher limits in certain high-cost regions. A Jumbo Mortgage offers a financing solution for homebuyers seeking loans that exceed the conforming loan limits set by the Federal Housing Finance Agency (FHFA).

An Investment Property Mortgage offers financing for purchasing real estate intended to generate rental income or appreciate in value. 

Allowing for lower initial monthly payments since you only pay the interest for a set period, this mortgage frees up cash flow for other expenses or investments. 

​These mortgages are designed for individuals with unique financial situations, such as those purchasing high-value properties, self-employed borrowers with complex income, or those with credit challenges.

A VA Loan offers significant benefits for eligible veterans, active-duty service members, and some surviving spouses. This government-backed mortgage program provides a pathway to homeownership.

This type of loan allows borrowers to access funds based on their home's projected after-renovation value, significantly increasing borrowing power compared to traditional loans.

This type of mortgage arrangement allows divorcing couples to separate their financial responsibilities related to their home loan.